Dance Studio Insurance
As the owner of a dance studio you have invested much time and effort to mak your studio the best possible option for aspiring dancers to immerse themselves in the culture of dance. Without the proper Dance Studio Insurance in place, you risk losing it all. The Dance Studio Insurance package available through Lackner McLennan Insurance has been specifically designed to protect you and your sweat equity. Below is a list of the major coverages included in the Dance Studio Insurance Package. Please note this is not an exhaustive list of the coverages, but a highlighting of the most significant ones.
Commercial General Liability –
Professional Liability / Errors & Omissions Insurance –
Business Interruption – Actual Loss Sustained –
Business Contents –
Property Floater –
Studio owners often ask me, “Do I really need to buy liability insurance?”
The short answer is a resounding yes! Dance studios have the same risk to being sued just like any other service providing business (Commercial General Liability, Third Party Liability, Public Liability). However Dance Studios also have the additional exposure of professional liability as the studio owner(s) and instructors are considered “Experts in their field”. So, if a student suffers a sprained or broken ankle, this could POTENTIALLY lead to a lawsuit.
You may feel that bumps, bruises, sprains and even a broken bone are part of “being a dancer” and you most likely suffered one or two of these injuries yourself. However, these days, people in our society would rather blame someone else than take responsibility for a bodily injury. This shows how easily a potential lawsuit could happen.
Lackner McLennan has been insuring Canadian businesses for over 65 years. We have developed programs for many different professional groups, like yoga studios, CrossFit, Massage Therapists to name a few. We know and understand what liability exposures you have as a dance studio owner and or individual instructor.